A year ago, this was the situations of Citibank, JP Morgan, BoA, and Wells Fargo. The numbers are not easy to attain or to watch, yet once it's on graph, it's not difficult to see Citi was in a big problem.
From left to right: Citi, BoA, JP Morgan, Wells Fargo, and Peer group
(Non-core funding dependence measures the degree to which the bank is funding longer-term assets (loans, securities that mature in more than one year, etc.) with non-core funding. Non-core funding includes funding that can be very sensitive to changes in interest rates such as brokered deposits .
the difference between non-core liabilities and short-term investments, divided by long-term assets.)
